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Planning tool

Cost of Living Budget Planner

Estimate monthly expenses abroad, track actual spending, and connect your savings plan to the rest of your NRI financial workflow.

Budget setupActuals trackingSavings analysis

Monthly Net

€0

Expenses

€3,316

Savings Rate

Set salary

Set up your salary to see savings calculations.Set up salary →

Monthly Net

€0

Set up salary →

Total Expenses

€3,316

€39,792 / year

Monthly Expense Breakdown

Pre-filled from Germany data. Edit any value to customise.

🏠
Rent (1BR)
47%
🚌
Transport
3%
🛒
Groceries
12%
💡
Utilities
6%
📶
Internet / Phone
1%
🍽️
Eating Out
6%
🏥
Healthcare / Insurance
3%
🇮🇳
India Remittance
15%
🎉
Leisure / Travel
5%
💰
Other / Buffer
3%
Total Monthly Expenses€3,316

🇩🇪 Church tax (Kirchensteuer, ~8–9% of income tax) applies if registered with a church. Check your Lohnsteuerklasse (I–VI) for correct withholding.

🇮🇳 Indian Purchasing Power

How much would the same lifestyle cost in India?

Your abroad expenses

€3,316

↔️

Equivalent lifestyle in India

₹1.2L

Based on Numbeo cost-of-living indices (India: 28 vs Germany: 67). Actual varies by city and lifestyle.

India-equivalent savings

₹-2,98,838 / month

₹-35,86,055 / year at today's →₹ rate (90.12)

* All figures are estimates for planning purposes only. Actual costs vary by city, lifestyle, and market conditions.

Cost of Living Budget Planner | NRI Tools — NRI Tools