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Planning tool

Return-to-India Planner

Plan your return journey with a residency timeline, corpus target, compliance checklist, and repatriation guidance.

Return timelineCorpus planningRNOR and FEMA guidance

Timeline

Not set

Corpus Gap

Waiting for inputs

Residency

Not projected

Your Return Plan

2%Conservative12%
2%Conservative15%

Return Checklist

Complete checklist — set a return date to filter to relevant tasks

3+ Years Before

0/5

1 Year Before

0/6

6 Months Before

0/6

Month of Return

0/6

FEMA Compliance on Return

  • Convert NRE/FCNR accounts to resident savings accounts within 60 days of return
  • NRO account can be continued as a resident account — inform your bank
  • Repatriation from NRO: up to $1M/year via Form 15CA/15CB (CA required)
  • Foreign assets must be disclosed in ITR Schedule FA from Year 1 as resident
  • FEMA violations attract up to 3× penalty — do NOT delay bank notifications

* General guidance only — not legal or tax advice. Residency calculations use simplified rules. Consult a FEMA-qualified CA for your specific situation.

Return-to-India Planner | NRI Tools — NRI Tools