Return-to-India Planner
Plan your return journey with a residency timeline, corpus target, compliance checklist, and repatriation guidance.
Timeline
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Corpus Gap
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Residency
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Return readiness
Plan the move back as money, tax, and logistics.
Use the planner to line up target city, monthly expenses, corpus gap, RNOR window, and milestone tasks.
Set timeline
Choose target return date so reminders and checklist phases become useful.
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Pick city
Estimate India monthly expenses by target city and lifestyle.
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Check corpus
Compare current savings, projected growth, and inflation-adjusted expenses.
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Plan status
Use NRI-since year to estimate RNOR or resident tax posture.
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city
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corpus
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tasks
Your Return Plan
Action Items
- Set a target return date to see timeline projections
- Set target city and monthly expenses to compute required corpus
- Link your Budget Planner to track monthly savings capacity
Return Checklist
Complete checklist — set a return date to filter to relevant tasks
3+ Years Before
0/51 Year Before
0/66 Months Before
0/6Month of Return
0/6FEMA Compliance on Return
- Convert NRE/FCNR accounts to resident savings accounts within 60 days of return
- NRO account can be continued as a resident account — inform your bank
- Repatriation from NRO: up to $1M/year via Form 15CA/15CB (CA required)
- Foreign assets must be disclosed in ITR Schedule FA from Year 1 as resident
- FEMA violations attract up to 3× penalty — do NOT delay bank notifications
Transfer of Residence — Customs Benefit
Duty-free import allowance for household goods when permanently relocating to India.
3–12 months abroad
₹1,50,000 duty-free
1–2 years abroad
₹3,00,000 duty-free
2+ years abroad
₹7,50,000 duty-free
- •Goods must arrive within 6 months of your arrival in India
- •Used/personal articles only — new or unused items don't qualify
- •Excludes: alcohol, tobacco, gold/silver, motor vehicles
* General guidance only — not legal or tax advice. Residency calculations use simplified rules. Consult a FEMA-qualified CA for your specific situation.
Related Tools
Arrival Guide
Day-by-day first 30 days checklist for new arrivals
Pre-Departure
Banking, investment, and legal checklist before moving abroad as NRI
RNOR Calculator
Calculate RNOR window and foreign income exemption after return to India
TR Calculator
Transfer of Residence duty-free allowance and customs duty calculator