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10% LTCG, 0% dividend tax, USD-denominated IFSC funds for NRIs — tax saving calculator and fund directory
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USD-denominated
Invest in India without INR currency risk. All returns in USD, no exchange rate exposure.
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0% Dividend Tax & No STT
Capital gains tax at parity with India onshore (12.5%), but dividend income from IFSC funds is completely exempt for NRIs.
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IFSCA Regulated
India's unified financial regulator for GIFT City. SEBI, RBI, and IRDAI functions in one body.
NRI eligibility checklist
Tax-Saving Calculator — IFSC vs Onshore vs Offshore
GIFT City IFSC
Best for NRIs$304.3K
Net corpus · CAGR 11.77%
Gross: $310.6K + Div: $20.0K
Tax paid: $26.3K (12.5% LTCG + 0% div)
India Onshore MF
$301.3K
Net corpus · CAGR 11.66%
Gross: $310.6K + Div: $20.0K
Tax paid: $29.3K (12.5% LTCG + 10% div)
Offshore ETF (EU/US)
$296.0K
Net corpus · CAGR 11.46%
Gross: $310.6K + Div: $20.0K
Tax paid: $34.6K (15.0% LTCG + 15% div)
GIFT City IFSC advantage: save $3.0K in tax vs India onshore over 10 years ($8.3K vs offshore)
Available IFSC Funds
Fund data maintained by NRI Tools team. Not financial advice — verify details with fund managers before investing.