Our Mission
NRI Tools exists to help Indians living abroad navigate the complexity of cross-border life. Banking, taxes, documents, property, remittances — all the things that are uniquely hard when you live in one country and your financial life is still rooted in another. We bring the most important tools together in one place, so you spend less time figuring things out and more time living.
What We Build
NRI Tools currently has 30+ live tools across six categories:
Money & Tax
- Remittance & FX — Live EUR→INR rates, Wise/Remitly/Western Union comparison, rate alerts, and NRO repatriation tracking.
- Currency Converter — Live multi-currency rates, 30-day trend chart, and cross-currency alerts.
- Tax & DTAA — DTAA relief calculator, India-Europe treaty reference, and NRI residency classifier.
- Salary Calculator — Net pay calculator across 21 countries with full income tax and social contributions breakdown.
- Budget Planner — Monthly expense tracking with INR equivalent and savings rate calculation.
- PPF / EPF Tracker — Calculate maturity value and track contributions for PPF and EPF accounts.
- Investment Tracker — Track Indian stocks, mutual funds, and fixed deposits in one portfolio view.
Documents & Compliance
- Document Tracker — Passport, OCI, visa, and PAN expiry tracking with email reminders and renewal guides.
- Visa Checklist — Step-by-step document checklists for dependent, work, and student visas across 20+ countries.
- Residency Tracker — Count India days, track NRI/RNOR/Resident status, and plan future travel.
- Driving Licence — Country-by-country guide to converting an Indian driving licence abroad.
- Return Planner — Plan your return to India: timeline, checklist, financial considerations.
Banking & Property
- Banking Guide — NRE/NRO/FCNR(B) explainer and live bank rate comparison across ICICI, HDFC, SBI, and Axis.
- Property Tracker — EMI calculator, 10-year appreciation projections, rental yield, and loan closure estimation.
Everyday Life Abroad
- Arrival Guide — Country-specific settling-in checklist for new NRIs: SIM card, bank account, registration, and more.
- Apartments — Rental market guides and tenant rights for major NRI cities in Europe.
- Indian Grocery — Locate Indian grocery stores, online delivery, and spice shops by city.
- Indian Phone Numbers — Track your Indian SIM recharge dates and avoid automatic deactivation.
- Insurance — Compare health and travel insurance options relevant for NRIs.
- Medicine Finder — Find European equivalents of common Indian medicines by active ingredient.
- Courier Service — Compare courier rates for sending parcels between India and abroad.
- Flights — Track price trends on key India–Europe and India–US routes.
- Customs Rules — Up-to-date duty-free allowances and prohibited items for arrivals into India.
- Country Comparison — Side-by-side cost of living, tax, and quality-of-life comparison across NRI destinations.
- Calendar — Indian public holidays, tax deadlines, and NRI compliance dates in one place.
Family & Community
- Family & Parent Care — Manage health profiles, emergency contacts, and senior care planning for parents in India.
- Parent Care — Dedicated tools for coordinating medical care and finances for elderly parents remotely.
- Education — Find Indian weekend schools and language programmes for NRI children abroad.
- Community — Category-filtered Q&A forum for NRIs to share knowledge and local tips.
Embassy & Consular
- Embassy Contacts — Verified contacts for 22 countries and step-by-step guides for 11 consular services.
Who We Are
NRI Tools is operated by Dharv Technologies LLP, a limited liability partnership incorporated in India. This is a solo indie project — built by an NRI, for NRIs. There is no large team behind this, no VC funding, and no corporate agenda. Just a genuine attempt to build something useful for a community that is often underserved by mainstream financial tools.
Why We Built This
NRIs face a unique set of cross-border challenges that generic financial tools simply do not address. Which Indian bank gives the best NRE rate right now? Does my country have a DTAA treaty with India? When does my OCI card need to be reissued? How much of my NRO income can I repatriate this year? The answers to these questions are scattered across government websites, bank FAQs, and CA advice. We built NRI Tools to pull it all together — accurate, up to date, and free to use.
Get in Touch
Have a question, a suggestion, or just want to say hello? Visit our Contact page or email us directly at support@nritools.com. We read every message.